1. GENERAL INFORMATION

In compliance with the duty of information established in article 10 of Law 34/2002, on Services of the Information Society and Electronic Commerce, we inform you that the owner of the website https://www.alfredocaliz.com is Alfredo Chalice (hereinafter THE OWNER). The identification and contact details of the website owners are as follows:

Owner: Alfredo Cáliz
NIF: 11820336S
Address: Avda Vía Pecuaria, 3. Zarzalejo 28293 Madrid
Phone: +34 609 11 92 88
E-mail: acaliz@alfredocaliz.com

2. PURPOSE AND SCOPE OF APPLICATION

2.1. This Legal Notice establishes the general conditions of use that regulate access, navigation and use of the website https://www.imarafinanzas.com (hereinafter, Website), as well as the responsibilities derived from the use of its contents. . Additionally, the provision of certain services or activities within the framework of the Website may also be subject to other particular conditions that may be established and that, where appropriate, replace, complement and/or modify the general conditions of use of this Legal Notice.

2.2. This Website is a service that THE OWNER makes available to Internet users for informational purposes, being able to make any modifications it deems appropriate in its design, configuration and content at any time and without prior notice.

23. The access and use of this Website attributes to the visitor the condition of USER and implies its full and unreserved acceptance, from said access and/or use, of each and every one of the conditions of use that THE OWNER includes in this Legal Notice, in the version published at the time you access it. In this sense, USER will be understood as the person who accesses, browses, uses or participates in the services and activities carried out on the Website.

2.4. The USER undertakes to make correct use of the Website, in accordance with applicable laws, good faith, public order, traffic uses and this Legal Notice, responding to THE OWNER and third parties for any damages. and damages that could be caused as a consequence of the breach of said obligation.

3. ACCESS AND USE OF THE WEBSITE

3.1. Access to this Website is free of charge, except in relation to the cost of connection to the telecommunications network provided by the operator contracted by each USER.

3.2. The USER assumes responsibility for the use of the Website. Therefore, the USER undertakes to use the contents diligently and lawfully and THE OWNER, in particular, undertakes not to use them for, among other uses:

Use false identities, or impersonate the identity of other users in the use of the Website or its services.
Introduce computer viruses into the network or carry out actions that may alter, damage, interrupt or generate errors or damage to electronic documents, data or physical and logical systems of Club Excelencia en Gestión vía Innovación or third parties, as well as hinder the access of other users to the Website and its services through the massive consumption of computer resources through which Club Excellence in Management via Innovation provides its services.
Try to access and, where appropriate, use the email accounts of other users.
Reproduce, copy, distribute, make available or in any other way publicly communicate, transform or modify the contents of the Website, for commercial purposes, in any medium and by any technical means, without the prior and express authorization of the owner of the corresponding rights.
Introduce or incorporate as a business or professional activity the contents and/or services presented on this Website.
Violate any intellectual or industrial property rights derived from the contents of the Website.
Use the contents and/or information of any kind obtained through this Website to carry out advertising or promotional activities, send publicity of any kind and communications for sales purposes or others of a commercial nature, or to collect, market or disclose such information in any way.
Use this Website, or the contents and/or services obtained from it, to carry out activities contrary to the law, morality, good customs or public order, for illicit, prohibited or harmful purposes or effects and third party interests.
3.3. THE OWNER reserves the right to interrupt access to the Website at any time and without prior notice, as well as to interrupt the provision of any or all of the services provided through it, whether for technical or security reasons. , or for any other reason.

4. PROTECTION OF PERSONAL DATA

4.1. THE OWNER undertakes to treat personal data in a manner that respects the rights of its owners, and in accordance with the data protection regulations in force at all times.

4.2. In the PRIVACY POLICIES section of the Website, the legal information or privacy policy corresponding to the different data processing carried out by THE OWNER in relation to the management of data of web users, followers, is made permanently available to the USER. in social networks, candidates, etc.

4.3. In the event that the USER voluntarily completes any of the online data collection forms available on the Website, to access some of its services or content, he undertakes to provide accurate and truthful data, as well as to notify , THE OWNER any modification of these. Unless expressly indicated otherwise, the data requested in our forms are necessary to be able to process your request.

In any case, the corresponding online form for collecting the USER’s personal data will include a link to the corresponding privacy notice that will be applicable to the processing of the personal data provided. The express acceptance by the USER of the corresponding privacy notice will be necessary for the form to be completed and to be able to complete the shipping process. The content of said privacy policy may be subject to modification to adapt it to legislative changes that may occur, as well as criteria and positions issued by the competent Data Protection Authorities.

4.4. If a USER provides personal data of other natural persons, he undertakes to comply, in relation to said data, with any obligations derived from the data protection regulations in force, and in particular the duty to inform and obtain the consent of the owner of the data. Personal information.

4.5. Minors under 13 years of age are not allowed to provide their personal data through the Website, requiring the prior express authorization of their parents or guardians. In any case, this Website is not addressed to minors.

5. INTELLECTUAL AND INDUSTRIAL PROPERTY

5.1. All elements of the Portal (including, without limitation, source codes, databases, design, images, photographs, drawings, graphics, animations, applications, search engines, pages, logos, trademarks and trade names) are the property of EL OWNER or have been transferred to the same (unless it is not expressly indicated). Therefore, the rights of authorship and exploitation in all its extension and modalities are protected by national and international norms of intellectual and industrial property, the infringement of which constitutes an illegal and criminal activity.

5.2. In no case will it be understood that the access and navigation of the USER on the Website implies a waiver, transmission, license or total or partial assignment of said rights by THE OWNER, nor that it confers on the USER any right of use, translation, adaptation , alteration, exploitation, reproduction, distribution or public communication, for commercial purposes, of said contents, without the prior and express authorization of THE OWNER or the holder of the affected rights. Failure to comply with the foregoing will empower THE OWNER or the holders of the corresponding rights to file the pertinent legal actions.

5.3. The distribution, modification, assignment or public communication of the contents and any other act that has not been expressly authorized by the owner of the exploitation rights, are prohibited.

5.4. The reproduction (printing and downloading) of extracts of the contents of the Portal or website is authorized only when they are carried out for personal or private use, or at the research or study level.

6. TRADEMARKS

All brands, logos and anagrams shown on this site are the property of THE OWNER, or third-party companies. The use, without prior consent, of any element of this web page that is subject to protection in accordance with current legislation on industrial property is expressly prohibited. In particular, trademarks, trade names, store signs, denominations, logos, slogans or any type of distinctive sign belonging to the Holder may not be used.

7. EXCLUSION OF WARRANTIES AND LIABILITY

7.1. The content of this Website is for informational purposes and for the creation of a communication channel with USERS, without its contents being considered exhaustive advice on any matter. THE OWNER does not fully guarantee access to all content, nor its completeness, correctness, validity or timeliness, nor its suitability or usefulness for a specific objective. THE OWNER excludes, to the extent permitted by law, any liability for damages of any kind derived from, including but not limited to: errors or omissions in the content, lack of availability of the Website, or the transmission of viruses or malicious or harmful programs in the contents. However, THE OWNER declares that it has adopted all the necessary measures, within its possibilities and the state of technology, to guarantee the operation of the Website and prevent the existence and transmission of viruses and other harmful components to USERS.

7.2. THE OWNER is not responsible for the use that the USER makes of the services and contents of the Website. The USER acknowledges and accepts that the use of the Website, as well as its services and contents, is carried out at the sole risk and responsibility of the USER.

7.3. The USER will be solely responsible for the contributions and comments made on this Website, THE OWNER reserving the right to withdraw those that, at its discretion, it considers inappropriate and THE OWNER not being responsible for the comments made by the USERS.

8. LINKS

8.1.- In the event that links or hyperlinks to other Internet sites are available on the Website, THE OWNER will not exercise any control over said sites and contents. In no case will THE OWNER assume any responsibility for the contents of the linked third-party websites, nor will it guarantee the technical availability, quality, reliability, accuracy, breadth, veracity, legality or validity of any material or information contained in any of said hyperlinks or others. websites. In this sense, if USERS have effective knowledge of the illegality of activities carried out through these linked third-party web pages, they must immediately notify THE OWNER so that they can proceed to disable the access link to them.

8.2. Likewise, the inclusion of any type of link by THE OWNER to other Internet sites does not imply that there is any type of relationship, association, collaboration or dependency between THE OWNER and the owner of the third-party website.

9. RIGHT TO EXCLUDE

THE OWNER reserves the right to deny or withdraw access to this Website and/or the contents and services offered therein, without prior notice, to those USERS who fail to comply with these general conditions of use or the particular ones that may be established. .

10. GENERAL

10.1.- In the event of a discrepancy between what is established in these general conditions of use and the particular conditions of each specific service, the provisions of the latter will prevail.

10.2.- If any provision or content of this Legal Notice is declared null or inapplicable, in whole or in part, by means of a final resolution by a competent Court or Tribunal, said nullity or non-application will not affect the remaining provisions of the conditions of use, which will retain their validity for all purposes.

10.3.- The non-exercise or execution by THE OWNER of any right or provision contained in these conditions of use will not constitute a waiver thereof, except for its acknowledgment and agreement in writing.

10.4.-THE OWNER may modify in whole or in part and at any time the conditions determined herein, and said modifications will be effective from the moment of their publication on this Website.

11. SPACES WITH RESTRICTED ACCESS

Access to certain sections of this website is protected by user code and password (which must be established when completing the registration form), these being your credentials and with respect to which, the user acquires the following commitments:

The access credentials are personal and non-transferable, they identify the user on the website and it is their responsibility to keep them secret. Therefore, the user will be responsible for all actions carried out with their access credentials.
The user will notify THE OWNER of any unauthorized use of her credentials or any other security incident as soon as he becomes aware of it.

12. SOCIAL NETWORKS

THE OWNER may be present, currently or in the future, on Internet social networks, where it deems appropriate to establish a presence.

These spaces will be considered official, not assuming responsibility for the use or content provided in any other accounts or open spaces on social networks by third parties. THE OWNER will not assume responsibility for the use or content provided through accounts or open spaces by their public officials, created in a private way or through the political party or other group to which they belong.

THE OWNER, as administrator of his own instances on said networks, may decide not to publish and/or delete any content published on them.

In any case, the USER is solely responsible for the content that, if applicable, is published on these social networks of THE OWNER, the general conditions and terms of use of this website being fully applicable to social networks; and without prejudice to applying the conditions and terms or policies, established by the social network itself.

In addition, we inform you that the website integrates, where appropriate, plugins or complements of social networks, with respect to which you must take into account the following:

If you are registered as a user on the social network (Facebook, Twitter) and when you visit this website you have a session open on any of these social networks, when you “click” on their plugins, the social network will receive the information indicated and that you have visited the Site. In addition, it will provide information about your user profile of that social network (name, email, photo, etc.).
If you are not registered with the social network, or are not logged in while visiting the website, the social network may receive and store at least your IP address.
If you do not want a social network to collect your personal data or share it with us or third parties, please review the privacy policy of the relevant social network and log out of the social network before visiting this website. You can also delete existing cookies that the social network has installed on your computer using the functions of your browser.

13. APPLICABLE LAW AND JURISDICTION

The relationships established between, as the owner of this Website, and the USER, will be governed by the provisions of current regulations regarding applicable legislation and the competent jurisdiction. However, for cases in which the regulations provide for the possibility of the parties submitting to a jurisdiction, THE OWNER and the USER, expressly waiving any other jurisdiction that may correspond to them, submit to the Courts and Tribunals of Madrid.